Please Note: As at 24/09/2025, my new WordPress Website is now live: https://anthonygapper.com
About
A heartfelt welcome to all aspiring readers to Percy Panda's website.
The author's name is Anthony Gapper, who currently resides in Ballinrobe, Co Mayo, Ireland.
The author's wife is Laura, & their three daughters, Erin, Caitlin & Megan, and son, Ryan, Mother-in-Law, Sheila, & the family cat, Thimble.
Biography
Author publications: poetry, flash fiction, articles, letters, puzzles, & children's chapter book.
Cause poem publications
Enfield Friends of the Earth, 1990s, & The Enfield Independent, 2016, concerning the felling of a two-hundred year old cedar tree.
North West London Newspapers, 1994, The closure of Camden Town’s listed building & arthouse cinema, The Plaza, where the author’s Uncle Peter, & work colleagues were made redundant. The author's poem & narrative voted letter of the week.
Postgraduate Degree
The author gained a Masters in Writing at NUI, Galway, 2015, participating in the Slam Poetry Finals, during The Cuirt International Festival of Literature, Galway, 2015.
Further publications
The Galway Review, poetry, 2015; Creative Writing Ink, flash fiction & poetry, 2014-2015; Interflora’s Little E-Book of Romantic Verse, 2015; Sin Newspaper (NUI, Galway), puzzles & poetry, 2015; Haiku poetry, 2023; Writing.ie., Percy Panda article, 2024; Tacu Ballinrobe Family Resource Centre, Percy Panda article, 2024; The Mayo News, Percy Panda article, 2024; Amazon KDP, Percy Panda e-book & paperback, 2024; Mayo Volunteer Centre, poem, 2024.
Refund Policy
A legal disclaimer
The explanations and information provided on this page are only general and high-level explanations and information on how to write your own document of a Refund Policy. You should not rely on this article as legal advice or as recommendations regarding what you should actually do, because we cannot know in advance what are the specific refund policies that you wish to establish between your business and your customers. We recommend that you seek legal advice to help you understand and to assist you in the creation of your own Refund Policy.
Refund Policy - the basics
Having said that, a Refund Policy is a legally binding document that is meant to establish the legal relations between you and your customers regarding how and if you will provide them with a refund. Online businesses selling products are sometimes required (depending on local laws and regulations) to present their product return policy and refund policy. In some jurisdictions, this is needed in order to comply with consumer protection laws. It may also help you avoid legal claims from customers that are not satisfied with the products they purchased.
What to include in the Refund Policy
Generally speaking, a Refund Policy often addresses these types of issues: the timeframe for asking for a refund; will the refund be full or partial; under which conditions will the customer receive a refund; and much, much more.